HeyDuoHeyDuo
AI-powered shared finances

Money shouldn't come between you.

HeyDuo helps couples track shared expenses, split bills fairly, and stop arguing about money — all with a friendly AI assistant.

Works with Amazon, Walmart, and major banks via Plaid.

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Duo
DuoAI Assistant

Hey! Try asking me:

How much do we owe each other?
Spending breakdown this month
Account balances
What can you help with?
Ask Duo anything…

Money is the #1 thing couples fight about.

It doesn't have to be. The problem isn't your relationship — it's the lack of a clear, shared system.

"Who paid for what?"

Losing track of shared expenses leads to resentment and awkward conversations — even in the best relationships.

"Is this split fair?"

50/50 doesn't work when incomes differ. Couples need flexible, transparent splitting that feels right for both.

"We need to talk about money…"

Financial conversations are the #1 source of relationship stress. Most couples avoid them until it's too late.

You don't need a joint account to manage money together.

HeyDuo is the third option — shared visibility without shared bank accounts. Independence and transparency, not one or the other.

Independent couples

You love each other — not each other's spending habits. Keep your own accounts, share only what matters.

Co-parents

Splitting kid-related expenses after separation shouldn't require a spreadsheet or an argument.

Unequal incomes

50/50 isn't fair when one partner earns twice as much. Split by ratio, not by default.

“Banks give you two options: fully merged or completely separate. We built the one they didn't.”

Is HeyDuo for you?

Find out in 30 seconds.

Question 1 of 3

How do you handle shared expenses today?

How it works

Set up in minutes. No spreadsheets, no awkward conversations, no more "I thought you paid for that."

Account Visibility

2 of 3 shared
Checking ••4821
Chase
Personal Savings
Ally
Gold Card ••1092
Amex

Tap to toggle what your partner can see

ship-confirm@amazon.com
Your Amazon.com order has shipped

Hi, your order #112-4839271 has shipped and will arrive by Thursday.

Items: Wireless Charger, USB-C Cable 2-pack...

Forward to HeyDuo

Step 1 — Forward the order email

What's hiding in that Amazon order?
Forward the email. We'll show you every line item.

A $200 Amazon charge hits your bank — but was it diapers or a drone? Set up auto-forwarding rules or send a one-off receipt. Either way, we handle the rest.

  • See exactly what’s in every online order — no more mystery charges
  • Split essentials fairly, keep personal purchases separate
  • Auto-matched to your bank transaction with a confidence score
  • Works with Amazon, Walmart, Whole Foods, Home Depot, and more

Always know where you stand.

A shared dashboard that keeps you both on the same page — no spreadsheets, no awkward asks.

You owe
$0.00
Alex owes
$0.00
Net balance
$0.00
You're owed $66.50

Duo AI Assistant

Ask anything in plain English: "How much do we owe each other?", "Show spending by category this month", "What are our biggest shared expenses?"

Flexible Splitting

Custom ratios, 50/50, income-based — you choose. Duo AI learns your patterns and suggests the right split every time.

Full Transparency

Both partners see the same real-time dashboard. No surprises, no guessing, no 'I thought you paid for that.'

No app. On purpose.

HeyDuo is a web app — not another icon on your home screen. It works on any device, any browser. And soon, you won't even need to open it. Just text Duo on WhatsApp.

  • Works on any device — phone, tablet, laptop
  • No downloads, no updates, no storage
  • WhatsApp integration — ask Duo without opening anythingComing Soon
  • Built for couples who want simplicity, not another fintech app
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Get in touch

Have a question, want early access, or just want to say hi? We'd love to hear from you.

Send us a message
We typically respond within 24 hours.